Insurance fraud

Insurance fraud generally involves making a dishonest claim or providing false information to obtain money or benefits from an insurer. Under the Fraud Act 2006, this may include fraud by false representation, failing to disclose information, or exaggerating losses within an insurance claim.

Insurance fraud is treated seriously by the courts and can result in substantial fines, confiscation of assets under the Proceeds of Crime Act 2002, compensation orders and imprisonment. Sentences depend on factors such as the value of the claim, the level of planning involved and the defendant’s role.

Our experienced team provides comprehensive legal support throughout the investigation and prosecution process. From representing you in police interviews to preparing a strong defence strategy for court, we work tirelessly to protect your rights and pursue the best possible outcome.

If you are being investigated, seek legal advice immediately. Avoid discussing the matter with insurers, investigators or third parties, and do not provide statements or attend interviews without your solicitor present.

Yes. Inflating the value of a legitimate claim or including losses that did not occur can still amount to fraud under the Fraud Act 2006. Even partial exaggeration may lead to criminal investigation or prosecution.

Yes. A prosecution can still occur even if the insurer identified the issue before paying the claim. Attempting to obtain money dishonestly may still amount to fraud under UK law.

Yes. Providing fabricated invoices, receipts or other documents to support a claim can lead to charges such as fraud by false representation or forgery-related offences.

Yes. A conviction can damage your reputation, impact employment opportunities and, in regulated professions, may lead to disciplinary action or loss of professional accreditation.